Welcome to Accumulated Benefits & Associates.  An Invitation for You!

As everyone in business today knows, banks are not lending, and that is a statistic unlikely to change in the near future. 

For many small business entrepreneurs, today's difficulty in sourcing necessary growth and working capital through traditional community lenders can mean the loss of valued clients as well as the inability to compete for valuable contracts and expand your customer base.

Well relax!  Alternatives to traditional bank financing are readily available and you can find out more by simply downloading our FREE booklet:  When Banks Say NO! ...The Small Business Guide to Factoring.  It's FREE, from Accumulated Benefits & Associates.

Complete the Form to Download Your FREE Booklet:
"When Banks Say NO!"