Our Other Business / Consumer Services

At Accumulated Benefits & Associates, we work closely with our small business clientele to assist in securing all types of asset-based, non-bank financing solutions.  While most capital needs for our clients can be addressed through the implementation of well-practiced financing facilities such as commercial factoring, merchant / ACH capital advances, and traditional asset-based revolving lines of credit, others cannot.  In such special cases, our professional staff can often provide unique, niche financing solutions which include:

• Purchase Order Finance:  The posting of trade letters of credit used for the manufacture of goods required to meet the strict conditions of a valid purchase order from a credit-worthy customer.  Commonly used for offshore contract manufacturing.
• Microloans and Micro-Factoring:  Small business loans and factoring facilities for early-stage start up entrepreneurial ventures.
• Stand Alone Inventory Finance:  Often used in conjunction with factoring, such financings can provide the ultimate in flexibility when financing accounts and inventory.
• International Factoring:  Advance cash for international sales where the creditworthiness of a non-domestic customer is unknown.  International factoring eliminates the need for costly and time consuming letters of credit.
• Equipment Leasing & Finance:  Financing arrangements through leasing or more traditional types of finance specifically tied to equipment.
• Promissory Notes:  Liquidation or sale of mortgage-backed promissory obligations for businesses, commercial properties, and even personal residences.
• Annuity Cash Outs:  Cash outs of structured settlements, gaming awards, and similar annuitized obligations.
• Offshore Manufacturing:  The sourcing of offshore manufacturing for domestic manufacturers and distributors.
• Personal Asset Loans:  Short-term loans collateralized by collectible or luxury assets to include luxury vehicles, jewelry, precious metals, watches, fine artwork.

Find Out More

If your small business is in need of ready working capital or you are having difficulty meeting the demands of large clients due to capital constraints, we can help.  You can find out more by simply contacting us at our offices during normal business hours of operation.  Once you put us to work, you could be just a few short days away from accessing the capital your business needs and deserves.